Not every insurance plan comes with dental coverage, and for many people, it’s simply not worth it to pay more for a plan each year than they’re likely to pay out of pocket. That doesn’t mean, however, that it’s easy to pay those out of pocket costs when a dental emergency comes up or even just for routine cleanings. Luckily, there are ways to make dental health affordable.
Dental Rewards Club
A dental care rewards club a dentist offers differs by the dentist, but the best ones will charge a set annual fee so you have no dental bill surprises. Included in that fee are two cleanings and exams, one radiograph and a discount on additional services as needed. After loyal membership for a year or more, the plan will include more services, such as a more detailed radiograph and oral cancer screenings, at no additional cost.
Charge the remainder of your bill to Care Credit, a credit card for health care service bills. If you pay your minimum balance on time, you can enjoy interest-free payment plans for anywhere between three months to a year.
Regular dental checkups are just as important as physicals, even if you don’t have insurance. With rewards clubs and interest-free payments, you’ll find dentist visits more affordable than you think.