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Jan 24

How to Save on Dental Costs When You Don’t Have Insurance

Not every insurance plan comes with dental coverage, and for many people, it’s simply not worth it to pay more for a plan each year than they’re likely to pay out of pocket. That doesn’t mean, however, that it’s easy to pay those out of pocket costs when a dental emergency comes up or even just for routine cleanings. Luckily, there are ways to make dental health affordable.

Dental Rewards Club

A dental care rewards club a dentist offers differs by the dentist, but the best ones will charge a set annual fee so you have no dental bill surprises. Included in that fee are two cleanings and exams, one radiograph and a discount on additional services as needed. After loyal membership for a year or more, the plan will include more services, such as a more detailed radiograph and oral cancer screenings, at no additional cost.

Care Credit

Charge the remainder of your bill to Care Credit, a credit card for health care service bills. If you pay your minimum balance on time, you can enjoy interest-free payment plans for anywhere between three months to a year.

Regular dental checkups are just as important as physicals, even if you don’t have insurance. With rewards clubs and interest-free payments, you’ll find dentist visits more affordable than you think.